F&M Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $142M | $122M | $55M | $16M | $440K | 1.29% | 11.42% | 3.28% | 0.00% |
| Q4 2025 | $130M | $110M | $60M | $15M | $491K | 1.29% | 11.54% | 3.40% | 0.00% |
| Q3 2025 | $127M | $107M | $59M | $16M | $486K | 1.22% | 11.07% | 3.36% | 0.00% |
| Q2 2025 | $147M | $128M | $60M | $15M | $399K | 1.10% | 10.31% | 3.22% | 0.00% |
| Q1 2025 | $132M | $114M | $59M | $15M | $356K | 1.07% | 9.88% | 3.26% | 0.00% |
| Q4 2024 | $134M | $116M | $63M | $14M | $149K | 0.99% | 9.06% | 3.07% | 0.00% |
| Q3 2024 | $131M | $113M | $59M | $15M | $369K | 1.17% | 10.69% | 3.01% | 0.00% |
| Q2 2024 | $127M | $110M | $62M | $14M | $380K | 1.19% | 11.05% | 3.00% | 0.00% |
| Q1 2024 | $120M | $104M | $63M | $14M | $371K | 1.18% | 11.12% | 3.08% | 0.00% |
| Q4 2023 | $131M | $114M | $64M | $13M | $308K | 1.14% | 12.19% | 2.91% | 0.00% |
| Q3 2023 | $129M | $114M | $61M | $13M | $404K | 1.20% | 13.13% | 2.90% | 0.00% |
| Q2 2023 | $135M | $121M | $59M | $12M | $421K | 1.18% | 13.35% | 2.80% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.