F&M Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $424M | $362M | $271M | $53M | $2M | 1.43% | 11.34% | 4.79% | 0.07% |
| Q4 2025 | $419M | $356M | $271M | $53M | $2M | 1.45% | 11.77% | 4.90% | 0.09% |
| Q3 2025 | $396M | $335M | $262M | $52M | $1M | 1.44% | 11.80% | 4.92% | 0.13% |
| Q2 2025 | $395M | $337M | $253M | $48M | $2M | 1.44% | 12.09% | 4.83% | 0.48% |
| Q1 2025 | $394M | $337M | $243M | $47M | $1M | 1.28% | 10.85% | 4.77% | 0.26% |
| Q4 2024 | $396M | $341M | $239M | $46M | $1M | 1.34% | 11.40% | 4.75% | 0.16% |
| Q3 2024 | $372M | $315M | $237M | $48M | $1M | 1.34% | 11.32% | 4.71% | 0.11% |
| Q2 2024 | $374M | $320M | $231M | $44M | $1M | 1.39% | 12.08% | 4.72% | 0.14% |
| Q1 2024 | $370M | $320M | $221M | $42M | $1M | 1.39% | 12.19% | 4.64% | 0.13% |
| Q4 2023 | $370M | $319M | $216M | $43M | $1M | 1.28% | 11.68% | 4.56% | 0.14% |
| Q3 2023 | $354M | $309M | $204M | $37M | $1M | 1.30% | 12.04% | 4.55% | 0.21% |
| Q2 2023 | $347M | $298M | $202M | $39M | $1M | 1.25% | 11.46% | 4.53% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.