F&M Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $361M | $319M | $293M | $39M | $1M | 1.55% | 14.78% | 3.97% | 0.19% |
| Q4 2025 | $377M | $335M | $296M | $38M | $1M | 1.64% | 14.80% | 4.29% | 0.11% |
| Q3 2025 | $340M | $297M | $282M | $41M | $1M | 1.65% | 14.56% | 4.34% | 0.13% |
| Q2 2025 | $339M | $297M | $277M | $40M | $2M | 1.77% | 15.93% | 4.30% | 0.33% |
| Q1 2025 | $346M | $306M | $285M | $38M | $2M | 1.75% | 16.33% | 4.21% | 0.08% |
| Q4 2024 | $355M | $317M | $283M | $37M | $1M | 1.60% | 14.99% | 3.99% | 0.00% |
| Q3 2024 | $346M | $305M | $266M | $39M | $1M | 1.60% | 14.84% | 3.96% | 0.05% |
| Q2 2024 | $333M | $292M | $270M | $37M | $1M | 1.55% | 14.70% | 3.92% | 0.00% |
| Q1 2024 | $340M | $296M | $267M | $36M | $1M | 1.54% | 15.08% | 3.94% | 0.00% |
| Q4 2023 | $347M | $303M | $275M | $34M | $1M | 1.41% | 14.51% | 3.45% | 0.00% |
| Q3 2023 | $345M | $306M | $242M | $36M | $1M | 1.32% | 13.64% | 3.35% | 0.00% |
| Q2 2023 | $348M | $311M | $236M | $35M | $1M | 1.26% | 13.41% | 3.23% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.