BranchWatch

F&M Bank

Headquartered in Edmond, OK. Part of F&M Bancshares, Inc. FDIC certificate #12761 · Federal Reserve RSSD 163857.

Total assets
$925M
Deposits
$789M
Q1 2026
Active branches
11
Closings since Jan 2020
0
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$3M
Return on assets
1.19%
Return on equity
10.98%
Noncurrent loan rate
1.64%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2023

Other network changes since 2020

  • 2 branches acquired through purchases or mergers
  • November 1, 2024: legal name changed from “F & M Bank” to “F&M Bank”

Branches by state

Oklahoma 11

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmbankok.com.