F & C Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $473M | $417M | $409M | $50M | $3M | 2.33% | 22.20% | 5.46% | 0.26% |
| Q4 2025 | $467M | $408M | $402M | $48M | $3M | 2.24% | 21.60% | 5.31% | 0.22% |
| Q3 2025 | $438M | $386M | $381M | $47M | $2M | 2.17% | 20.96% | 5.25% | 0.11% |
| Q2 2025 | $430M | $380M | $370M | $45M | $2M | 2.12% | 20.66% | 5.17% | 0.19% |
| Q1 2025 | $423M | $372M | $363M | $44M | $2M | 2.09% | 20.56% | 5.00% | 0.15% |
| Q4 2024 | $418M | $365M | $354M | $42M | $2M | 2.36% | 23.44% | 4.96% | 0.28% |
| Q3 2024 | $402M | $332M | $340M | $40M | $3M | 2.47% | 24.48% | 4.95% | 0.71% |
| Q2 2024 | $389M | $322M | $333M | $38M | $2M | 2.39% | 23.59% | 4.93% | 0.07% |
| Q1 2024 | $374M | $316M | $315M | $39M | $2M | 2.26% | 21.94% | 4.89% | 0.05% |
| Q4 2023 | $368M | $312M | $309M | $37M | $2M | 2.38% | 23.41% | 5.00% | 0.07% |
| Q3 2023 | $347M | $304M | $290M | $35M | $2M | 2.42% | 23.79% | 4.98% | 0.08% |
| Q2 2023 | $338M | $302M | $279M | $35M | $2M | 2.33% | 22.95% | 4.91% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.