Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.2B | $1.1B | $164M | $8M | 1.94% | 18.15% | 3.15% | 3.51% |
| Q4 2025 | $1.6B | $1.2B | $1.1B | $170M | $8M | 1.83% | 18.62% | 3.08% | 1.48% |
| Q3 2025 | $1.5B | $1.2B | $1.1B | $158M | $7M | 1.77% | 18.47% | 3.02% | 1.71% |
| Q2 2025 | $1.5B | $1.2B | $1.1B | $143M | $7M | 1.75% | 18.62% | 2.99% | 1.31% |
| Q1 2025 | $1.5B | $1.2B | $1.0B | $138M | $6M | 1.65% | 17.50% | 2.89% | 1.28% |
| Q4 2024 | $1.5B | $1.2B | $1.0B | $143M | $5M | 1.59% | 16.32% | 2.67% | 0.50% |
| Q3 2024 | $1.4B | $1.2B | $1.0B | $140M | $5M | 1.68% | 17.23% | 2.67% | 0.71% |
| Q2 2024 | $1.4B | $1.1B | $1.0B | $137M | $5M | 1.86% | 18.98% | 2.69% | 0.61% |
| Q1 2024 | $1.4B | $1.1B | $1.0B | $141M | $8M | 2.25% | 22.85% | 2.69% | 0.62% |
| Q4 2023 | $1.4B | $1.1B | $995M | $136M | $4M | 1.66% | 17.99% | 2.82% | 0.48% |
| Q3 2023 | $1.4B | $1.1B | $984M | $114M | $5M | 1.85% | 20.29% | 2.84% | 0.37% |
| Q2 2023 | $1.4B | $1.0B | $966M | $127M | $5M | 1.99% | 21.21% | 2.84% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.