BranchWatch

Exchange Bank Co.

Headquartered in Kahoka, MO. Part of Lincoln County Bancorp, Inc. FDIC certificate #8274 · Federal Reserve RSSD 2747466.

Total assets
$358M
Deposits
$325M
Q1 2026
Active branches
7
Closings since Jan 2020
2
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
2.05%
Return on equity
23.11%
Noncurrent loan rate
0.62%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2024

Other network changes since 2020

  • 2 branches acquired through purchases or mergers
  • October 1, 2025: legal name changed from “Exchange Bank of Northeast Missouri” to “Exchange Bank Co.”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: exchangebankco.com.