Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.8B | $1.7B | $350M | $8M | 0.91% | 8.62% | 3.21% | 0.86% |
| Q4 2025 | $3.3B | $2.9B | $1.7B | $347M | $9M | 0.91% | 9.50% | 2.98% | 0.92% |
| Q3 2025 | $3.3B | $2.9B | $1.7B | $333M | $9M | 0.86% | 9.19% | 2.92% | 0.17% |
| Q2 2025 | $3.3B | $2.9B | $1.6B | $316M | $7M | 0.77% | 8.45% | 2.86% | 0.32% |
| Q1 2025 | $3.3B | $2.9B | $1.6B | $301M | $6M | 0.68% | 7.72% | 2.75% | 0.75% |
| Q4 2024 | $3.3B | $2.8B | $1.6B | $281M | $9M | 0.71% | 8.90% | 2.63% | 0.69% |
| Q3 2024 | $3.4B | $2.8B | $1.6B | $294M | $5M | 0.60% | 7.58% | 2.61% | 0.37% |
| Q2 2024 | $3.3B | $2.8B | $1.6B | $257M | $5M | 0.61% | 7.92% | 2.64% | 0.25% |
| Q1 2024 | $3.3B | $2.8B | $1.6B | $252M | $5M | 0.58% | 7.67% | 2.63% | 0.29% |
| Q4 2023 | $3.4B | $2.8B | $1.6B | $255M | $7M | 0.60% | 9.08% | 2.95% | 0.26% |
| Q3 2023 | $3.4B | $2.9B | $1.5B | $203M | $6M | 0.53% | 8.36% | 3.01% | 0.28% |
| Q2 2023 | $3.3B | $2.8B | $1.5B | $220M | $-2138K | 0.42% | 6.50% | 3.11% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.