Essex Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $526M | $440M | $367M | $75M | $1M | 0.89% | 6.30% | 3.67% | 1.29% |
| Q4 2025 | $520M | $435M | $364M | $74M | $1M | 0.92% | 6.70% | 3.67% | 1.36% |
| Q3 2025 | $506M | $423M | $367M | $71M | $1M | 0.84% | 6.17% | 3.60% | 1.37% |
| Q2 2025 | $513M | $432M | $362M | $70M | $1M | 0.75% | 5.54% | 3.51% | 1.42% |
| Q1 2025 | $512M | $433M | $355M | $69M | $721K | 0.57% | 4.24% | 3.44% | 0.09% |
| Q4 2024 | $500M | $422M | $355M | $67M | $674K | 0.82% | 6.32% | 3.57% | 0.05% |
| Q3 2024 | $489M | $412M | $347M | $67M | $1M | 0.91% | 7.11% | 3.60% | 0.05% |
| Q2 2024 | $510M | $436M | $337M | $65M | $1M | 0.86% | 6.84% | 3.58% | 0.06% |
| Q1 2024 | $505M | $432M | $329M | $63M | $943K | 0.75% | 6.00% | 3.54% | 0.06% |
| Q4 2023 | $506M | $434M | $328M | $62M | $1M | 1.01% | 8.78% | 3.85% | 0.06% |
| Q3 2023 | $494M | $424M | $332M | $60M | $1M | 1.05% | 9.22% | 3.88% | 0.06% |
| Q2 2023 | $505M | $435M | $329M | $59M | $1M | 1.02% | 9.15% | 3.87% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.