ESSA Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $2.2B | $1.5B | $1.8B | $229M | $3M | 0.57% | 5.37% | 2.80% | 0.44% |
| Q1 2025 | $2.2B | $1.7B | $1.8B | $232M | $4M | 0.65% | 6.14% | 2.76% | 0.46% |
| Q4 2024 | $2.2B | $1.7B | $1.8B | $228M | $4M | 0.74% | 7.43% | 2.75% | 0.48% |
| Q3 2024 | $2.2B | $1.6B | $1.7B | $223M | $4M | 0.75% | 7.66% | 2.77% | 0.54% |
| Q2 2024 | $2.2B | $1.6B | $1.7B | $217M | $4M | 0.75% | 7.78% | 2.76% | 0.54% |
| Q1 2024 | $2.2B | $1.5B | $1.7B | $214M | $4M | 0.82% | 8.48% | 2.84% | 0.62% |
| Q4 2023 | $2.2B | $1.6B | $1.7B | $210M | $4M | 0.84% | 8.45% | 3.04% | 0.64% |
| Q3 2023 | $2.3B | $1.7B | $1.7B | $211M | $5M | 0.87% | 8.58% | 3.11% | 0.65% |
| Q2 2023 | $2.2B | $1.5B | $1.6B | $214M | $4M | 0.89% | 8.50% | 3.18% | 0.68% |
| Q1 2023 | $2.0B | $1.4B | $1.6B | $213M | $5M | 0.95% | 8.78% | 3.30% | 0.72% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.