ESB Financial quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $393M | $343M | $263M | $31M | $2M | 1.58% | 19.78% | 3.64% | 1.50% |
| Q4 2025 | $381M | $331M | $253M | $31M | $497K | 1.14% | 14.30% | 3.63% | 1.72% |
| Q3 2025 | $372M | $322M | $245M | $31M | $1M | 1.36% | 17.09% | 3.63% | 0.41% |
| Q2 2025 | $361M | $314M | $235M | $29M | $1M | 1.37% | 17.45% | 3.31% | 1.14% |
| Q1 2025 | $351M | $305M | $220M | $28M | $1M | 1.24% | 16.02% | 3.28% | 1.23% |
| Q4 2024 | $347M | $302M | $224M | $26M | $585K | 0.79% | 10.39% | 3.03% | 1.39% |
| Q3 2024 | $338M | $293M | $216M | $27M | $595K | 0.82% | 10.87% | 2.94% | 1.01% |
| Q2 2024 | $341M | $297M | $218M | $25M | $536K | 0.88% | 11.92% | 2.91% | 1.11% |
| Q1 2024 | $331M | $293M | $215M | $25M | $943K | 1.13% | 15.37% | 3.11% | 0.20% |
| Q4 2023 | $335M | $297M | $207M | $24M | $-68K | 0.60% | 8.73% | 2.85% | 0.15% |
| Q3 2023 | $335M | $300M | $202M | $23M | $429K | 0.83% | 12.19% | 2.82% | 2.83% |
| Q2 2023 | $333M | $293M | $206M | $23M | $684K | 0.99% | 14.47% | 2.92% | 2.99% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.