Elkton Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $197M | $167M | $79M | $24M | $442K | 0.91% | 7.56% | 3.39% | 0.00% |
| Q4 2025 | $193M | $163M | $85M | $23M | $521K | 1.15% | 9.80% | 3.53% | 0.04% |
| Q3 2025 | $194M | $165M | $83M | $23M | $543K | 1.18% | 10.06% | 3.50% | 0.05% |
| Q2 2025 | $192M | $162M | $80M | $23M | $545K | 1.20% | 10.38% | 3.47% | 0.09% |
| Q1 2025 | $191M | $162M | $79M | $22M | $598K | 1.26% | 11.00% | 3.46% | 0.10% |
| Q4 2024 | $187M | $159M | $78M | $21M | $589K | 1.01% | 9.31% | 3.24% | 0.01% |
| Q3 2024 | $188M | $160M | $77M | $21M | $604K | 0.93% | 8.67% | 3.16% | 0.02% |
| Q2 2024 | $193M | $167M | $73M | $20M | $404K | 0.76% | 7.20% | 3.02% | 0.05% |
| Q1 2024 | $189M | $162M | $68M | $20M | $315K | 0.67% | 6.34% | 2.96% | 0.05% |
| Q4 2023 | $188M | $162M | $67M | $20M | $409K | 0.99% | 9.70% | 3.26% | 0.11% |
| Q3 2023 | $185M | $161M | $63M | $19M | $248K | 1.03% | 10.16% | 3.34% | 0.16% |
| Q2 2023 | $174M | $150M | $62M | $19M | $584K | 1.29% | 12.59% | 3.50% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.