Eclipse Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $495M | $348M | $420M | $43M | $606K | 0.50% | 5.67% | 2.68% | 0.91% |
| Q4 2025 | $482M | $345M | $411M | $42M | $509K | 0.26% | 3.06% | 2.44% | 0.22% |
| Q3 2025 | $487M | $356M | $415M | $42M | $464K | 0.21% | 2.46% | 2.37% | 0.23% |
| Q2 2025 | $488M | $348M | $423M | $41M | $391K | 0.12% | 1.43% | 2.27% | 0.31% |
| Q1 2025 | $479M | $347M | $407M | $41M | $-99K | -0.08% | -0.98% | 2.20% | 0.61% |
| Q4 2024 | $481M | $347M | $406M | $41M | $-722K | -0.05% | -0.56% | 1.82% | 0.65% |
| Q3 2024 | $491M | $358M | $415M | $41M | $-169K | 0.13% | 1.61% | 1.73% | 0.61% |
| Q2 2024 | $498M | $373M | $420M | $41M | $-70K | 0.26% | 3.25% | 1.64% | 0.69% |
| Q1 2024 | $509M | $378M | $421M | $41M | $732K | 0.57% | 7.23% | 1.34% | 0.51% |
| Q4 2023 | $511M | $365M | $428M | $40M | $-819K | -0.17% | -1.95% | 1.99% | 0.54% |
| Q3 2023 | $503M | $357M | $425M | $42M | $-181K | 0.00% | 0.01% | 2.15% | 0.16% |
| Q2 2023 | $492M | $353M | $423M | $42M | $-158K | 0.08% | 0.88% | 2.40% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.