BranchWatch

Eastern Michigan Bank

Headquartered in Croswell, MI. Part of Eastern Michigan Financial Corporation. FDIC certificate #982 · Federal Reserve RSSD 643340.

Total assets
$568M
Deposits
$470M
Q1 2026
Active branches
13
Closings since Jan 2020
0
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.39%
Return on equity
8.21%
Noncurrent loan rate
0.38%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
1
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2022
1
2024

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.emb.bank.