Dream First Bank

Legal institution: Dream First Bank, National Association. Headquartered in Syracuse, KS. Part of Legacy Financial, Inc. FDIC certificate #4779 · Federal Reserve RSSD 543459.

Total assets

$944M

Deposits

$835M

Q1 2026

Active branches

Closings since Jan 2020

1 openings since Jan 2020

All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →

Net income (quarter)

$3M

Return on assets

1.12%

Return on equity

11.26%

Noncurrent loan rate

0.95%

Deposits by year (Summary of Deposits)

2019

2020

2021

2022

2023

2024

2025

Values in $ billions, June 30 of each year.

Closings by year

2024

2026

Openings by year

2022

Other network changes since 2020

1 branch relocations
9 branches acquired through purchases or mergers
September 19, 2022: legal name changed from “The First National Bank of Syracuse” to “Dream First Bank, National Association”

Branches by state

Kansas 9 Oklahoma 4

Recent closings

Dream First Bank — Arlington, KSbank exits cityno other active branch recorded in city
116 S LINCOLN ST · closed March 27, 2026
Dream First Bank — Rolla, KSbank exits cityno other active branch recorded in city
212 WASHINGTON ST · closed September 24, 2024

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.dreamfirst.bank.