Discover Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2025 | $145.4B | $114.3B | $109.3B | $14.2B | $1.1B | 2.90% | 29.83% | 10.63% | 1.87% |
| Q4 2024 | $145.5B | $112.5B | $112.8B | $14.0B | $1.3B | 2.95% | 32.06% | 10.57% | 1.90% |
| Q3 2024 | $149.3B | $114.5B | $118.5B | $14.5B | $774M | 2.76% | 30.37% | 10.50% | 1.78% |
| Q2 2024 | $148.7B | $112.1B | $119.2B | $14.4B | $1.5B | 3.10% | 34.98% | 10.38% | 1.72% |
| Q1 2024 | $150.3B | $113.9B | $117.3B | $13.0B | $843M | 2.25% | 26.64% | 10.30% | 1.81% |
| Q4 2023 | $149.5B | $112.6B | $119.1B | $12.3B | $322M | 1.89% | 22.40% | 10.48% | 1.76% |
| Q3 2023 | $141.5B | $106.8B | $114.0B | $11.7B | $567M | 2.26% | 26.58% | 10.46% | 1.49% |
| Q2 2023 | $135.9B | $101.2B | $109.8B | $11.5B | $842M | 2.60% | 30.17% | 10.43% | 1.33% |
| Q1 2023 | $130.9B | $98.5B | $105.0B | $11.3B | $873M | 2.68% | 30.93% | 10.50% | 1.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.