Defiance State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $42M | $34M | $32M | $4M | $73K | 0.69% | 7.14% | 3.84% | 0.08% |
| Q4 2025 | $42M | $31M | $32M | $4M | $-53K | 0.58% | 5.85% | 4.02% | 0.09% |
| Q3 2025 | $39M | $31M | $29M | $4M | $109K | 0.95% | 9.58% | 4.09% | 0.11% |
| Q2 2025 | $39M | $32M | $29M | $4M | $53K | 0.88% | 9.01% | 3.96% | 2.12% |
| Q1 2025 | $41M | $33M | $30M | $4M | $126K | 1.22% | 12.72% | 4.10% | 0.13% |
| Q4 2024 | $41M | $34M | $31M | $4M | $-14K | 0.52% | 5.54% | 3.77% | 0.13% |
| Q3 2024 | $41M | $32M | $29M | $4M | $58K | 0.73% | 7.89% | 3.72% | 0.15% |
| Q2 2024 | $40M | $34M | $28M | $4M | $65K | 0.81% | 8.88% | 3.77% | 0.41% |
| Q1 2024 | $42M | $35M | $30M | $4M | $105K | 0.99% | 11.00% | 3.74% | 0.17% |
| Q4 2023 | $43M | $32M | $30M | $4M | $-10K | 0.72% | 8.36% | 3.65% | 0.13% |
| Q3 2023 | $42M | $32M | $30M | $4M | $93K | 0.99% | 11.59% | 3.68% | 0.01% |
| Q2 2023 | $44M | $36M | $27M | $4M | $107K | 1.04% | 12.43% | 3.68% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.