Dayspring Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $920M | $819M | $122M | $3M | 1.00% | 9.66% | 2.91% | 1.78% |
| Q4 2025 | $1.2B | $920M | $798M | $121M | $3M | 0.87% | 8.74% | 2.48% | 1.76% |
| Q3 2025 | $1.1B | $913M | $786M | $116M | $2M | 0.76% | 7.80% | 2.42% | 1.37% |
| Q2 2025 | $1.2B | $926M | $789M | $112M | $2M | 0.71% | 7.38% | 2.36% | 1.02% |
| Q1 2025 | $1.1B | $913M | $767M | $109M | $2M | 0.66% | 6.86% | 2.27% | 1.67% |
| Q4 2024 | $1.1B | $913M | $745M | $106M | $1M | 0.75% | 7.77% | 2.02% | 1.55% |
| Q3 2024 | $1.1B | $847M | $742M | $111M | $3M | 0.87% | 8.99% | 2.00% | 1.22% |
| Q2 2024 | $1.1B | $788M | $738M | $102M | $2M | 0.70% | 7.35% | 1.99% | 1.43% |
| Q1 2024 | $1.1B | $774M | $718M | $101M | $1M | 0.48% | 5.02% | 1.80% | 1.58% |
| Q4 2023 | $980M | $702M | $712M | $95M | $-348K | 0.23% | 2.70% | 1.60% | 1.53% |
| Q3 2023 | $1.0B | $728M | $709M | $83M | $420K | 0.35% | 4.25% | 1.67% | 1.87% |
| Q2 2023 | $1.0B | $733M | $707M | $85M | $611K | 0.44% | 5.37% | 1.75% | 1.55% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.