Cullman Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $460M | $313M | $373M | $82M | $702K | 0.63% | 3.44% | 4.19% | 0.32% |
| Q4 2025 | $431M | $295M | $358M | $81M | $1M | 0.97% | 5.23% | 4.02% | 0.06% |
| Q3 2025 | $443M | $295M | $355M | $83M | $1M | 0.93% | 5.05% | 3.95% | 0.00% |
| Q2 2025 | $445M | $300M | $362M | $81M | $946K | 0.85% | 4.67% | 3.90% | 0.33% |
| Q1 2025 | $430M | $296M | $358M | $80M | $913K | 0.85% | 4.63% | 3.85% | 0.08% |
| Q4 2024 | $430M | $298M | $353M | $78M | $1M | 0.87% | 4.74% | 3.76% | 0.03% |
| Q3 2024 | $434M | $298M | $352M | $80M | $1M | 0.83% | 4.50% | 3.72% | 0.15% |
| Q2 2024 | $421M | $288M | $347M | $78M | $712K | 0.72% | 3.88% | 3.71% | 0.00% |
| Q1 2024 | $419M | $288M | $341M | $77M | $784K | 0.76% | 4.09% | 3.69% | 0.14% |
| Q4 2023 | $410M | $290M | $337M | $76M | $877K | 1.00% | 5.62% | 3.93% | 0.04% |
| Q3 2023 | $416M | $297M | $337M | $75M | $1M | 1.05% | 5.96% | 3.95% | 0.05% |
| Q2 2023 | $416M | $298M | $333M | $74M | $1M | 1.03% | 5.91% | 3.92% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.