Crossroads Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $381M | $347M | $208M | $32M | $2M | 2.47% | 29.89% | 4.14% | 2.27% |
| Q4 2025 | $381M | $348M | $207M | $31M | $2M | 2.00% | 26.87% | 4.10% | 2.32% |
| Q3 2025 | $371M | $339M | $205M | $30M | $2M | 2.13% | 29.35% | 4.08% | 2.42% |
| Q2 2025 | $351M | $324M | $202M | $26M | $2M | 2.05% | 29.43% | 4.04% | 2.35% |
| Q1 2025 | $341M | $314M | $201M | $24M | $2M | 1.82% | 26.78% | 4.01% | 2.36% |
| Q4 2024 | $333M | $309M | $199M | $21M | $1M | 1.75% | 26.48% | 3.91% | 2.81% |
| Q3 2024 | $336M | $309M | $195M | $25M | $2M | 1.84% | 27.63% | 3.83% | 2.90% |
| Q2 2024 | $318M | $295M | $186M | $21M | $1M | 1.81% | 28.41% | 3.82% | 2.87% |
| Q1 2024 | $318M | $297M | $183M | $20M | $1M | 1.82% | 28.85% | 3.81% | 2.78% |
| Q4 2023 | $320M | $298M | $183M | $21M | $1M | 1.70% | 29.93% | 3.69% | 2.61% |
| Q3 2023 | $317M | $293M | $183M | $17M | $1M | 1.86% | 33.72% | 3.66% | 2.63% |
| Q2 2023 | $320M | $295M | $180M | $18M | $2M | 1.89% | 33.84% | 3.61% | 2.79% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.