Crossroads Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $598M | $533M | $444M | $50M | $2M | 1.12% | 13.24% | 3.41% | 1.45% |
| Q4 2025 | $587M | $517M | $436M | $50M | $2M | 1.03% | 12.67% | 3.32% | 1.54% |
| Q3 2025 | $574M | $490M | $426M | $48M | $2M | 1.00% | 12.53% | 3.28% | 1.70% |
| Q2 2025 | $572M | $512M | $423M | $46M | $1M | 0.98% | 12.42% | 3.20% | 1.89% |
| Q1 2025 | $573M | $507M | $422M | $46M | $1M | 0.95% | 12.17% | 3.09% | 2.03% |
| Q4 2024 | $580M | $532M | $423M | $45M | $1M | 0.83% | 10.74% | 2.85% | 2.05% |
| Q3 2024 | $578M | $529M | $419M | $45M | $1M | 0.77% | 9.99% | 2.80% | 0.96% |
| Q2 2024 | $568M | $521M | $412M | $43M | $1M | 0.72% | 9.42% | 2.78% | 0.98% |
| Q1 2024 | $557M | $504M | $411M | $43M | $920K | 0.66% | 8.57% | 2.75% | 0.98% |
| Q4 2023 | $555M | $504M | $405M | $43M | $1M | 0.85% | 11.31% | 3.00% | 0.87% |
| Q3 2023 | $542M | $494M | $396M | $39M | $983K | 0.88% | 11.76% | 3.04% | 0.47% |
| Q2 2023 | $544M | $497M | $391M | $41M | $1M | 0.95% | 12.59% | 3.11% | 0.49% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.