Cross Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $564M | $499M | $452M | $61M | $3M | 2.01% | 19.06% | 5.03% | 1.11% |
| Q4 2025 | $568M | $479M | $443M | $59M | $2M | 1.74% | 17.42% | 4.68% | 1.27% |
| Q3 2025 | $572M | $509M | $464M | $57M | $2M | 1.81% | 18.34% | 4.67% | 0.89% |
| Q2 2025 | $557M | $487M | $447M | $55M | $2M | 1.87% | 19.02% | 4.67% | 0.91% |
| Q1 2025 | $553M | $486M | $441M | $54M | $3M | 1.99% | 20.35% | 4.84% | 0.43% |
| Q4 2024 | $525M | $409M | $414M | $51M | $2M | 1.79% | 16.49% | 5.03% | 0.45% |
| Q3 2024 | $508M | $400M | $418M | $53M | $2M | 1.92% | 17.26% | 5.13% | 0.56% |
| Q2 2024 | $464M | $400M | $406M | $51M | $2M | 1.97% | 17.35% | 5.27% | 0.43% |
| Q1 2024 | $428M | $374M | $360M | $50M | $2M | 2.25% | 19.47% | 5.50% | 0.56% |
| Q4 2023 | $422M | $372M | $331M | $48M | $1M | 1.66% | 14.29% | 5.12% | 0.90% |
| Q3 2023 | $406M | $356M | $349M | $48M | $2M | 1.74% | 14.95% | 5.04% | 0.83% |
| Q2 2023 | $407M | $358M | $331M | $46M | $1M | 1.63% | 14.05% | 4.99% | 0.36% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.