Credit First quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $40M | $500K | $0K | $38M | $3M | 22.54% | 23.43% | -0.04% | 0.00% |
| Q1 2026 | $41M | $500K | $0K | $39M | $2M | 16.74% | 17.38% | -0.05% | 0.00% |
| Q4 2025 | $39M | $500K | $0K | $37M | $3M | 28.95% | 30.09% | -0.04% | 0.00% |
| Q3 2025 | $39M | $500K | $0K | $37M | $3M | 26.80% | 27.87% | -0.04% | 0.00% |
| Q2 2025 | $40M | $500K | $0K | $38M | $3M | 24.98% | 25.97% | -0.04% | 0.00% |
| Q1 2025 | $40M | $500K | $0K | $39M | $2M | 20.95% | 21.78% | -0.04% | 0.00% |
| Q4 2024 | $38M | $500K | $0K | $37M | $3M | 25.04% | 26.41% | -0.05% | 0.00% |
| Q3 2024 | $38M | $500K | $0K | $37M | $3M | 24.48% | 25.91% | -0.05% | 0.00% |
| Q2 2024 | $40M | $500K | $0K | $37M | $2M | 21.14% | 22.51% | -0.04% | 0.00% |
| Q1 2024 | $41M | $500K | $0K | $38M | $2M | 18.40% | 19.58% | -0.05% | 0.00% |
| Q4 2023 | $39M | $500K | $0K | $36M | $4M | 25.42% | 26.95% | -0.02% | 0.00% |
| Q3 2023 | $37M | $500K | $0K | $35M | $2M | 21.77% | 23.05% | -0.02% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.