Cornerstone Capital Bank
Legal institution: Cornerstone Capital Bank, SSB. Headquartered in Houston, TX. FDIC certificate #1213 · Federal Reserve RSSD 2891622.
Total assets
$3.8B
Deposits
$2.6B
Q1 2026
Active branches
19
Closings since Jan 2020
1
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-2460K
Return on assets
-0.31%
Return on equity
-2.67%
Noncurrent loan rate
3.60%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12024
Openings by year
22023
22024
Other network changes since 2020
- 1 branch relocations
- 12 branches acquired through purchases or mergers
- October 1, 2022: legal name changed from “The Roscoe State Bank” to “Cornerstone Capital Bank, SSB”
Branches by state
Recent closings
- 1177 WEST LOOP S · closed October 29, 2024
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cornerstonecapital.com.