Cornerstone Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.4B | $1.9B | $1.9B | $229M | $4M | 0.77% | 8.34% | 3.58% | 0.36% |
| Q4 2025 | $1.8B | $1.4B | $1.4B | $160M | $5M | 0.48% | 5.41% | 2.54% | 0.40% |
| Q3 2025 | $1.8B | $1.4B | $1.4B | $154M | $595K | 0.27% | 3.02% | 2.51% | 0.49% |
| Q2 2025 | $1.7B | $1.3B | $1.4B | $153M | $1M | 0.34% | 3.76% | 2.43% | 0.50% |
| Q1 2025 | $1.7B | $1.3B | $1.3B | $151M | $2M | 0.38% | 4.26% | 2.33% | 0.26% |
| Q4 2024 | $1.7B | $1.3B | $1.3B | $153M | $-3075K | -0.18% | -2.23% | 2.26% | 0.18% |
| Q3 2024 | $1.6B | $1.3B | $1.3B | $126M | $-1089K | 0.02% | 0.20% | 2.27% | 0.26% |
| Q2 2024 | $1.6B | $1.3B | $1.3B | $125M | $712K | 0.16% | 2.06% | 2.30% | 0.17% |
| Q1 2024 | $1.6B | $1.3B | $1.3B | $123M | $559K | 0.14% | 1.82% | 2.27% | 0.22% |
| Q4 2023 | $1.6B | $1.3B | $1.3B | $123M | $917K | 0.27% | 3.46% | 2.56% | 0.21% |
| Q3 2023 | $1.6B | $1.3B | $1.3B | $117M | $860K | 0.28% | 3.62% | 2.61% | 0.51% |
| Q2 2023 | $1.5B | $1.2B | $1.3B | $120M | $840K | 0.31% | 3.97% | 2.69% | 0.52% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.