Cornerstone Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.6B | $2.4B | $2.0B | $245M | $8M | 1.14% | 12.63% | 3.39% | 0.61% |
| Q4 2025 | $2.8B | $2.4B | $2.1B | $243M | $8M | 1.11% | 13.74% | 3.21% | 0.46% |
| Q3 2025 | $2.8B | $2.4B | $2.1B | $236M | $8M | 1.09% | 13.78% | 3.18% | 1.44% |
| Q2 2025 | $2.8B | $2.3B | $2.1B | $227M | $8M | 1.06% | 13.73% | 3.11% | 0.75% |
| Q1 2025 | $2.8B | $2.4B | $2.1B | $218M | $7M | 0.97% | 12.85% | 3.04% | 0.35% |
| Q4 2024 | $2.8B | $2.4B | $2.1B | $208M | $7M | 1.00% | 13.75% | 2.92% | 0.37% |
| Q3 2024 | $2.8B | $2.4B | $2.1B | $212M | $6M | 1.01% | 13.93% | 2.93% | 0.44% |
| Q2 2024 | $2.8B | $2.3B | $2.1B | $198M | $7M | 1.06% | 14.75% | 2.94% | 0.41% |
| Q1 2024 | $2.7B | $2.3B | $2.0B | $193M | $7M | 1.06% | 14.72% | 2.98% | 0.03% |
| Q4 2023 | $2.7B | $2.3B | $2.0B | $190M | $7M | 1.21% | 17.02% | 3.26% | 0.08% |
| Q3 2023 | $2.5B | $2.1B | $1.9B | $174M | $7M | 1.28% | 18.07% | 3.35% | 0.26% |
| Q2 2023 | $2.5B | $2.1B | $1.8B | $174M | $9M | 1.34% | 18.66% | 3.42% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.