Cornerstone Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $45M | $38M | $26M | $7M | $86K | 0.76% | 5.29% | 3.96% | 0.49% |
| Q4 2025 | $45M | $37M | $27M | $6M | $58K | 0.77% | 5.70% | 3.76% | 0.49% |
| Q3 2025 | $46M | $37M | $27M | $6M | $82K | 0.86% | 6.42% | 3.70% | 0.49% |
| Q2 2025 | $47M | $40M | $27M | $6M | $148K | 0.93% | 7.04% | 3.80% | 0.49% |
| Q1 2025 | $45M | $37M | $28M | $6M | $66K | 0.58% | 4.40% | 3.96% | 1.83% |
| Q4 2024 | $46M | $38M | $29M | $6M | $248K | -0.38% | -3.16% | 2.59% | 3.00% |
| Q3 2024 | $48M | $40M | $28M | $6M | $-305K | -1.17% | -9.88% | 2.42% | 3.63% |
| Q2 2024 | $48M | $39M | $28M | $6M | $-95K | -0.51% | -4.34% | 2.20% | 3.87% |
| Q1 2024 | $51M | $41M | $29M | $6M | $-33K | -0.26% | -2.23% | 2.39% | 0.90% |
| Q4 2023 | $51M | $39M | $29M | $6M | $55K | 0.32% | 2.74% | 2.85% | 0.30% |
| Q3 2023 | $48M | $40M | $28M | $6M | $30K | 0.28% | 2.40% | 3.05% | 0.06% |
| Q2 2023 | $47M | $40M | $27M | $6M | $17K | 0.30% | 2.54% | 3.17% | 0.59% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.