Commercial State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $121M | $109M | $42M | $12M | $463K | 1.53% | 15.10% | 4.75% | 5.59% |
| Q4 2025 | $120M | $108M | $43M | $12M | $75K | 1.59% | 16.59% | 5.25% | 5.18% |
| Q3 2025 | $126M | $113M | $43M | $12M | $644K | 2.05% | 21.67% | 5.26% | 6.81% |
| Q2 2025 | $117M | $106M | $43M | $11M | $627K | 2.02% | 21.61% | 5.37% | 9.15% |
| Q1 2025 | $116M | $105M | $44M | $11M | $519K | 1.86% | 19.83% | 5.46% | 3.25% |
| Q4 2024 | $107M | $96M | $42M | $10M | $277K | 1.82% | 20.39% | 5.48% | 1.40% |
| Q3 2024 | $111M | $100M | $42M | $11M | $434K | 2.08% | 23.60% | 5.45% | 2.47% |
| Q2 2024 | $113M | $102M | $41M | $10M | $626K | 2.34% | 27.55% | 5.33% | 2.16% |
| Q1 2024 | $114M | $104M | $41M | $10M | $672K | 2.44% | 29.04% | 5.27% | 1.83% |
| Q4 2023 | $106M | $97M | $39M | $9M | $332K | 1.41% | 19.39% | 4.62% | 1.72% |
| Q3 2023 | $101M | $93M | $38M | $7M | $448K | 1.46% | 20.98% | 4.49% | 2.24% |
| Q2 2023 | $104M | $96M | $36M | $8M | $243K | 1.33% | 19.46% | 4.33% | 1.88% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.