Commercial State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $73M | $51M | $19M | $19M | $272K | 1.47% | 5.65% | 2.85% | 0.00% |
| Q4 2025 | $75M | $50M | $22M | $19M | $-184K | 0.66% | 2.71% | 2.45% | 0.00% |
| Q3 2025 | $79M | $51M | $23M | $19M | $236K | 1.20% | 4.98% | 2.38% | 0.00% |
| Q2 2025 | $77M | $51M | $20M | $19M | $256K | 1.20% | 5.00% | 2.36% | 0.00% |
| Q1 2025 | $73M | $51M | $18M | $18M | $196K | 1.05% | 4.39% | 2.23% | 0.00% |
| Q4 2024 | $76M | $50M | $19M | $18M | $-211K | 0.28% | 1.15% | 1.88% | 0.00% |
| Q3 2024 | $76M | $49M | $18M | $19M | $149K | 0.76% | 3.12% | 1.84% | 0.00% |
| Q2 2024 | $74M | $48M | $18M | $17M | $139K | 0.73% | 3.06% | 1.87% | 0.00% |
| Q1 2024 | $70M | $49M | $15M | $17M | $126K | 0.71% | 2.93% | 1.79% | 0.00% |
| Q4 2023 | $73M | $48M | $20M | $17M | $-190K | 0.61% | 2.56% | 2.37% | 0.00% |
| Q3 2023 | $71M | $47M | $18M | $16M | $204K | 1.19% | 5.00% | 2.46% | 0.00% |
| Q2 2023 | $68M | $45M | $17M | $17M | $198K | 1.21% | 4.96% | 2.54% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.