Commercial State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $254M | $227M | $212M | $25M | $1M | 1.73% | 17.78% | 3.94% | 0.19% |
| Q4 2025 | $246M | $219M | $209M | $24M | $1M | 1.69% | 18.09% | 3.78% | 0.15% |
| Q3 2025 | $249M | $223M | $204M | $23M | $1M | 1.67% | 18.11% | 3.70% | 0.16% |
| Q2 2025 | $241M | $217M | $202M | $22M | $1M | 1.65% | 17.94% | 3.63% | 0.20% |
| Q1 2025 | $236M | $212M | $199M | $22M | $908K | 1.55% | 16.84% | 3.51% | 0.20% |
| Q4 2024 | $232M | $209M | $193M | $21M | $902K | 1.38% | 15.76% | 3.24% | 0.22% |
| Q3 2024 | $240M | $217M | $195M | $20M | $802K | 1.32% | 15.24% | 3.16% | 0.21% |
| Q2 2024 | $228M | $202M | $191M | $20M | $762K | 1.30% | 14.90% | 3.17% | 0.21% |
| Q1 2024 | $222M | $200M | $184M | $20M | $688K | 1.25% | 14.22% | 3.14% | 0.21% |
| Q4 2023 | $218M | $185M | $179M | $19M | $699K | 1.20% | 13.97% | 3.04% | 0.24% |
| Q3 2023 | $215M | $191M | $174M | $18M | $694K | 1.17% | 13.68% | 2.97% | 0.24% |
| Q2 2023 | $216M | $192M | $169M | $18M | $587K | 1.11% | 12.84% | 2.89% | 0.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.