Commercial Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $333M | $278M | $273M | $28M | $2M | 1.96% | 23.55% | 3.44% | 0.35% |
| Q4 2025 | $336M | $278M | $263M | $28M | $1M | 1.59% | 20.10% | 3.19% | 0.26% |
| Q3 2025 | $316M | $260M | $252M | $27M | $1M | 1.68% | 21.61% | 3.13% | 0.32% |
| Q2 2025 | $312M | $256M | $243M | $25M | $2M | 1.66% | 21.93% | 3.06% | 0.25% |
| Q1 2025 | $321M | $271M | $239M | $24M | $1M | 1.37% | 18.82% | 2.87% | 0.21% |
| Q4 2024 | $319M | $269M | $236M | $22M | $672K | 0.89% | 13.76% | 2.49% | 0.55% |
| Q3 2024 | $309M | $258M | $230M | $20M | $815K | 0.91% | 14.29% | 2.42% | 0.37% |
| Q2 2024 | $298M | $252M | $220M | $19M | $587K | 0.83% | 13.19% | 2.37% | 0.38% |
| Q1 2024 | $293M | $250M | $212M | $18M | $623K | 0.86% | 13.75% | 2.36% | 0.20% |
| Q4 2023 | $289M | $249M | $206M | $18M | $393K | 0.96% | 15.91% | 2.60% | 0.24% |
| Q3 2023 | $281M | $242M | $198M | $17M | $626K | 1.10% | 18.39% | 2.66% | 0.06% |
| Q2 2023 | $274M | $235M | $184M | $16M | $750K | 1.20% | 20.02% | 2.71% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.