BranchWatch

Cogent Bank

Headquartered in Orlando, FL. Part of Cogent Bancorp, Inc. FDIC certificate #34908 · Federal Reserve RSSD 2847142.

Total assets
$2.4B
Deposits
$2.2B
Q1 2026
Active branches
10
Closings since Jan 2020
1
8 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$13M
Return on assets
2.11%
Return on equity
23.04%
Noncurrent loan rate
0.24%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020

Openings by year

4
2020
2
2021
1
2024
1
2025

Other network changes since 2020

  • 7 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: WWW.cogentbank.net.