Climate First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.8B | $1.5B | $1.5B | $163M | $5M | 1.27% | 14.02% | 3.83% | 0.03% |
| Q4 2025 | $1.6B | $1.4B | $1.4B | $143M | $4M | 0.94% | 10.57% | 3.65% | 0.00% |
| Q3 2025 | $1.4B | $1.2B | $1.2B | $121M | $4M | 0.86% | 9.60% | 3.59% | 0.00% |
| Q2 2025 | $1.2B | $1.0B | $1.0B | $107M | $2M | 0.63% | 7.00% | 3.48% | 0.00% |
| Q1 2025 | $1.0B | $871M | $865M | $95M | $1M | 0.47% | 5.18% | 3.22% | 0.00% |
| Q4 2024 | $889M | $786M | $762M | $79M | $2M | 0.47% | 5.26% | 3.19% | 0.00% |
| Q3 2024 | $858M | $782M | $695M | $72M | $1M | 0.29% | 3.28% | 3.09% | 0.00% |
| Q2 2024 | $688M | $621M | $602M | $61M | $-82K | 0.10% | 1.14% | 3.10% | 0.00% |
| Q1 2024 | $613M | $554M | $502M | $56M | $401K | 0.28% | 3.01% | 3.01% | 0.00% |
| Q4 2023 | $542M | $480M | $461M | $51M | $72K | -0.31% | -2.72% | 3.10% | 0.00% |
| Q3 2023 | $464M | $385M | $391M | $45M | $95K | -0.48% | -3.93% | 3.14% | 0.00% |
| Q2 2023 | $399M | $341M | $339M | $45M | $-887K | -0.84% | -6.33% | 3.21% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.