Cleo State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $115M | $96M | $71M | $18M | $487K | 1.73% | 10.77% | 4.16% | 1.02% |
| Q4 2025 | $111M | $93M | $67M | $18M | $278K | 1.62% | 10.46% | 4.12% | 2.50% |
| Q3 2025 | $113M | $95M | $57M | $18M | $553K | 1.82% | 11.89% | 4.08% | 2.26% |
| Q2 2025 | $115M | $97M | $59M | $18M | $537K | 1.76% | 11.64% | 4.03% | 0.35% |
| Q1 2025 | $113M | $96M | $58M | $17M | $451K | 1.62% | 10.87% | 3.80% | 1.44% |
| Q4 2024 | $109M | $93M | $57M | $16M | $178K | 1.44% | 10.34% | 3.64% | 1.60% |
| Q3 2024 | $114M | $97M | $54M | $17M | $431K | 1.71% | 12.36% | 3.69% | 0.48% |
| Q2 2024 | $115M | $99M | $55M | $15M | $710K | 1.80% | 13.32% | 3.88% | 0.45% |
| Q1 2024 | $111M | $96M | $56M | $15M | $285K | 1.05% | 7.74% | 3.13% | 0.50% |
| Q4 2023 | $106M | $91M | $53M | $15M | $129K | 1.26% | 9.25% | 3.61% | 0.05% |
| Q3 2023 | $109M | $95M | $51M | $14M | $393K | 1.52% | 11.22% | 3.66% | 0.05% |
| Q2 2023 | $107M | $93M | $50M | $14M | $516K | 1.54% | 11.17% | 3.77% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.