Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $647M | $583M | $484M | $55M | $3M | 1.81% | 21.46% | 3.90% | 0.02% |
| Q4 2025 | $636M | $574M | $477M | $53M | $3M | 1.79% | 21.67% | 3.90% | 0.10% |
| Q3 2025 | $639M | $575M | $480M | $53M | $3M | 1.82% | 22.15% | 3.88% | 0.07% |
| Q2 2025 | $607M | $547M | $466M | $51M | $3M | 1.82% | 22.25% | 3.86% | 0.13% |
| Q1 2025 | $616M | $557M | $456M | $51M | $3M | 1.72% | 21.25% | 3.70% | 0.17% |
| Q4 2024 | $601M | $544M | $444M | $48M | $2M | 1.42% | 17.81% | 3.45% | 0.16% |
| Q3 2024 | $573M | $516M | $437M | $48M | $2M | 1.43% | 17.86% | 3.41% | 0.02% |
| Q2 2024 | $579M | $525M | $429M | $46M | $2M | 1.38% | 17.54% | 3.33% | 0.07% |
| Q1 2024 | $572M | $518M | $425M | $45M | $2M | 1.27% | 16.24% | 3.20% | 0.05% |
| Q4 2023 | $577M | $525M | $414M | $44M | $2M | 1.47% | 19.47% | 3.30% | 0.05% |
| Q3 2023 | $551M | $501M | $400M | $42M | $2M | 1.47% | 19.59% | 3.36% | 0.00% |
| Q2 2023 | $554M | $504M | $376M | $41M | $2M | 1.44% | 19.28% | 3.40% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.