Clay County Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $135M | $115M | $63M | $19M | $408K | 1.21% | 8.81% | 3.84% | 0.36% |
| Q4 2025 | $136M | $117M | $62M | $19M | $307K | 1.05% | 7.72% | 3.73% | 0.36% |
| Q3 2025 | $134M | $115M | $63M | $19M | $378K | 1.10% | 8.07% | 3.68% | 0.52% |
| Q2 2025 | $132M | $113M | $64M | $18M | $369K | 1.09% | 7.99% | 3.64% | 0.40% |
| Q1 2025 | $129M | $111M | $63M | $18M | $338K | 1.04% | 7.74% | 3.55% | 0.50% |
| Q4 2024 | $130M | $112M | $64M | $17M | $464K | 1.31% | 9.93% | 3.81% | 0.23% |
| Q3 2024 | $133M | $115M | $64M | $18M | $426K | 1.26% | 9.60% | 3.83% | 0.23% |
| Q2 2024 | $123M | $106M | $62M | $16M | $361K | 1.24% | 9.43% | 3.82% | 0.39% |
| Q1 2024 | $122M | $105M | $61M | $16M | $402K | 1.31% | 10.01% | 3.92% | 0.34% |
| Q4 2023 | $124M | $107M | $60M | $16M | $359K | 1.39% | 11.16% | 4.01% | 0.34% |
| Q3 2023 | $121M | $105M | $60M | $15M | $445K | 1.46% | 11.87% | 4.00% | 0.38% |
| Q2 2023 | $119M | $104M | $59M | $15M | $445K | 1.45% | 11.80% | 3.99% | 0.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.