BranchWatch

Citizens Trust Bank

Headquartered in Atlanta, GA. Part of Citizens Bancshares Corporation. FDIC certificate #8033 · Federal Reserve RSSD 680130.

Total assets
$787M
Deposits
$670M
Q1 2026
Active branches
7
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$3M
Return on assets
1.52%
Return on equity
11.69%
Noncurrent loan rate
1.29%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ctbconnect.com.