Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $449M | $398M | $293M | $48M | $2M | 1.51% | 15.03% | 3.82% | 1.57% |
| Q4 2025 | $498M | $448M | $293M | $47M | $2M | 1.46% | 15.66% | 3.59% | 1.67% |
| Q3 2025 | $448M | $400M | $281M | $44M | $1M | 1.42% | 15.27% | 3.61% | 2.13% |
| Q2 2025 | $457M | $413M | $281M | $40M | $2M | 1.56% | 17.06% | 3.60% | 0.89% |
| Q1 2025 | $423M | $380M | $280M | $40M | $2M | 1.49% | 15.96% | 3.58% | 0.27% |
| Q4 2024 | $415M | $373M | $281M | $38M | $1M | 1.36% | 15.37% | 3.30% | 0.42% |
| Q3 2024 | $434M | $392M | $268M | $40M | $2M | 1.37% | 15.65% | 3.27% | 0.52% |
| Q2 2024 | $410M | $368M | $270M | $35M | $1M | 1.34% | 15.59% | 3.31% | 0.40% |
| Q1 2024 | $410M | $363M | $268M | $35M | $1M | 1.32% | 15.33% | 3.32% | 0.33% |
| Q4 2023 | $409M | $369M | $259M | $35M | $1M | 1.38% | 17.30% | 3.33% | 0.36% |
| Q3 2023 | $390M | $358M | $232M | $29M | $1M | 1.39% | 17.93% | 3.33% | 0.77% |
| Q2 2023 | $386M | $353M | $225M | $30M | $1M | 1.37% | 17.38% | 3.30% | 0.46% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.