Citizens State Bank of Loyal quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $307M | $243M | $174M | $31M | $899K | 1.17% | 11.68% | 3.35% | 0.02% |
| Q4 2025 | $309M | $245M | $177M | $31M | $805K | 0.99% | 10.69% | 3.04% | 0.02% |
| Q3 2025 | $304M | $241M | $171M | $30M | $863K | 0.97% | 10.69% | 2.97% | 0.02% |
| Q2 2025 | $317M | $255M | $170M | $28M | $759K | 0.90% | 10.12% | 2.85% | 0.10% |
| Q1 2025 | $304M | $244M | $171M | $27M | $621K | 0.82% | 9.26% | 2.75% | 0.01% |
| Q4 2024 | $303M | $244M | $169M | $26M | $675K | 0.78% | 8.71% | 2.62% | 0.00% |
| Q3 2024 | $306M | $245M | $165M | $27M | $576K | 0.74% | 8.20% | 2.58% | 0.00% |
| Q2 2024 | $287M | $229M | $165M | $25M | $555K | 0.72% | 8.02% | 2.55% | 0.00% |
| Q1 2024 | $283M | $225M | $157M | $26M | $474K | 0.67% | 7.33% | 2.50% | 0.00% |
| Q4 2023 | $287M | $229M | $152M | $26M | $564K | 0.63% | 7.11% | 2.60% | 0.08% |
| Q3 2023 | $274M | $225M | $149M | $22M | $365K | 0.57% | 6.49% | 2.61% | 0.05% |
| Q2 2023 | $270M | $224M | $141M | $24M | $375K | 0.58% | 6.48% | 2.62% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.