Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $544M | $497M | $411M | $45M | $2M | 1.80% | 21.90% | 4.48% | 0.05% |
| Q4 2025 | $527M | $481M | $378M | $43M | $2M | 1.37% | 16.20% | 4.66% | 0.79% |
| Q3 2025 | $469M | $426M | $339M | $40M | $1M | 1.38% | 16.06% | 4.91% | 0.13% |
| Q2 2025 | $412M | $375M | $290M | $36M | $2M | 1.61% | 18.67% | 4.90% | 1.57% |
| Q1 2025 | $382M | $350M | $233M | $31M | $1M | 1.66% | 19.29% | 4.75% | 0.38% |
| Q4 2024 | $327M | $296M | $209M | $30M | $437K | 1.69% | 18.04% | 5.13% | 0.43% |
| Q3 2024 | $314M | $283M | $192M | $30M | $2M | 2.13% | 22.55% | 5.22% | 0.16% |
| Q2 2024 | $290M | $262M | $174M | $28M | $2M | 2.17% | 23.03% | 5.22% | 0.02% |
| Q1 2024 | $260M | $235M | $158M | $24M | $1M | 2.07% | 21.96% | 5.18% | 0.33% |
| Q4 2023 | $231M | $208M | $141M | $22M | $965K | 1.63% | 16.39% | 5.49% | 0.38% |
| Q3 2023 | $222M | $200M | $134M | $21M | $770K | 1.59% | 15.90% | 5.45% | 0.43% |
| Q2 2023 | $199M | $178M | $130M | $21M | $768K | 1.67% | 16.44% | 5.53% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.