Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $488M | $411M | $396M | $46M | $1M | 1.22% | 12.96% | 3.73% | 0.46% |
| Q4 2025 | $478M | $401M | $400M | $45M | $1M | 1.06% | 11.73% | 3.66% | 0.26% |
| Q3 2025 | $470M | $404M | $387M | $43M | $1M | 1.03% | 11.49% | 3.61% | 0.32% |
| Q2 2025 | $463M | $398M | $385M | $42M | $1M | 0.95% | 10.69% | 3.52% | 0.57% |
| Q1 2025 | $461M | $393M | $384M | $41M | $1M | 0.91% | 10.35% | 3.47% | 0.68% |
| Q4 2024 | $453M | $370M | $372M | $40M | $1M | 0.92% | 10.57% | 3.27% | 0.66% |
| Q3 2024 | $441M | $378M | $359M | $39M | $1M | 0.84% | 9.70% | 3.17% | 0.64% |
| Q2 2024 | $443M | $386M | $347M | $37M | $854K | 0.72% | 8.36% | 3.06% | 0.42% |
| Q1 2024 | $433M | $374M | $334M | $37M | $684K | 0.65% | 7.49% | 2.96% | 0.22% |
| Q4 2023 | $410M | $344M | $330M | $36M | $861K | 1.03% | 11.04% | 3.79% | 0.30% |
| Q3 2023 | $389M | $325M | $315M | $35M | $936K | 1.09% | 11.55% | 3.93% | 0.31% |
| Q2 2023 | $358M | $298M | $296M | $34M | $1M | 1.14% | 11.89% | 3.99% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.