Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $654M | $598M | $494M | $54M | $2M | 1.19% | 14.17% | 3.38% | 0.15% |
| Q4 2025 | $640M | $579M | $492M | $55M | $2M | 1.19% | 14.10% | 3.42% | 0.16% |
| Q3 2025 | $610M | $553M | $452M | $53M | $2M | 1.18% | 14.01% | 3.42% | 0.20% |
| Q2 2025 | $602M | $547M | $451M | $50M | $2M | 1.15% | 13.77% | 3.37% | 0.19% |
| Q1 2025 | $617M | $562M | $445M | $50M | $2M | 1.07% | 12.80% | 3.22% | 0.33% |
| Q4 2024 | $587M | $530M | $445M | $51M | $1M | 1.08% | 12.19% | 3.37% | 0.15% |
| Q3 2024 | $579M | $522M | $421M | $51M | $2M | 1.11% | 12.45% | 3.38% | 0.00% |
| Q2 2024 | $570M | $513M | $409M | $51M | $2M | 1.13% | 12.68% | 3.44% | 0.00% |
| Q1 2024 | $560M | $508M | $392M | $50M | $1M | 1.05% | 11.75% | 3.39% | 0.00% |
| Q4 2023 | $539M | $489M | $386M | $48M | $2M | 1.31% | 15.12% | 3.59% | 0.02% |
| Q3 2023 | $530M | $484M | $377M | $45M | $2M | 1.35% | 15.72% | 3.61% | 0.09% |
| Q2 2023 | $519M | $472M | $359M | $46M | $2M | 1.32% | 15.24% | 3.61% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.