Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $243M | $195M | $193M | $21M | $706K | 1.14% | 13.82% | 4.19% | 1.08% |
| Q4 2025 | $254M | $207M | $197M | $20M | $536K | 0.84% | 10.47% | 4.16% | 0.44% |
| Q3 2025 | $242M | $199M | $193M | $20M | $537K | 0.83% | 10.38% | 4.09% | 1.23% |
| Q2 2025 | $233M | $188M | $190M | $19M | $466K | 0.79% | 10.03% | 4.07% | 0.45% |
| Q1 2025 | $231M | $186M | $187M | $19M | $464K | 0.79% | 10.16% | 4.03% | 0.40% |
| Q4 2024 | $238M | $193M | $181M | $18M | $501K | 0.60% | 8.08% | 3.50% | 0.51% |
| Q3 2024 | $239M | $194M | $182M | $18M | $364K | 0.52% | 6.98% | 3.43% | 0.55% |
| Q2 2024 | $231M | $200M | $180M | $17M | $372K | 0.47% | 6.34% | 3.35% | 0.54% |
| Q1 2024 | $222M | $188M | $172M | $17M | $160K | 0.28% | 3.84% | 3.28% | 0.35% |
| Q4 2023 | $228M | $189M | $176M | $17M | $106K | 0.27% | 3.70% | 3.11% | 0.23% |
| Q3 2023 | $222M | $184M | $172M | $16M | $240K | 0.30% | 4.08% | 3.04% | 0.14% |
| Q2 2023 | $223M | $189M | $168M | $16M | $155K | 0.24% | 3.17% | 2.92% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.