Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $33M | $27M | $29M | $4M | $134K | 1.55% | 14.17% | 4.69% | 0.00% |
| Q4 2025 | $36M | $28M | $31M | $4M | $104K | 0.89% | 8.43% | 4.35% | 0.00% |
| Q3 2025 | $35M | $27M | $30M | $4M | $17K | 0.79% | 7.43% | 4.37% | 0.00% |
| Q2 2025 | $33M | $25M | $28M | $4M | $78K | 1.11% | 10.26% | 4.17% | 0.99% |
| Q1 2025 | $32M | $25M | $26M | $4M | $102K | 1.27% | 11.77% | 4.11% | 0.00% |
| Q4 2024 | $33M | $24M | $28M | $3M | $42K | 0.95% | 9.35% | 3.95% | 0.00% |
| Q3 2024 | $33M | $24M | $28M | $3M | $99K | 1.10% | 10.87% | 3.95% | 0.00% |
| Q2 2024 | $31M | $25M | $26M | $3M | $82K | 1.04% | 10.34% | 3.91% | 0.00% |
| Q1 2024 | $31M | $25M | $23M | $3M | $83K | 1.04% | 10.53% | 3.76% | 0.00% |
| Q4 2023 | $33M | $25M | $25M | $3M | $17K | 1.03% | 10.08% | 4.19% | 0.62% |
| Q3 2023 | $30M | $21M | $24M | $3M | $93K | 1.33% | 12.82% | 4.30% | 0.88% |
| Q2 2023 | $28M | $22M | $22M | $3M | $86K | 1.36% | 13.14% | 4.36% | 0.93% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.