Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $197M | $173M | $128M | $24M | $861K | 1.74% | 14.68% | 3.43% | 0.03% |
| Q4 2025 | $199M | $175M | $126M | $23M | $773K | 1.40% | 12.20% | 3.19% | 0.00% |
| Q3 2025 | $193M | $170M | $123M | $23M | $675K | 1.34% | 11.75% | 3.13% | 0.00% |
| Q2 2025 | $188M | $166M | $121M | $22M | $648K | 1.31% | 11.52% | 3.09% | 0.00% |
| Q1 2025 | $186M | $164M | $119M | $21M | $571K | 1.24% | 10.94% | 3.03% | 0.00% |
| Q4 2024 | $184M | $163M | $118M | $21M | $849K | 1.23% | 11.85% | 2.63% | 0.00% |
| Q3 2024 | $184M | $153M | $115M | $20M | $537K | 1.03% | 10.13% | 2.53% | 0.17% |
| Q2 2024 | $194M | $150M | $115M | $19M | $486K | 0.97% | 9.84% | 2.47% | 0.00% |
| Q1 2024 | $197M | $154M | $115M | $19M | $445K | 0.93% | 9.45% | 2.45% | 0.00% |
| Q4 2023 | $184M | $156M | $112M | $19M | $610K | 1.09% | 11.06% | 2.62% | 0.02% |
| Q3 2023 | $181M | $148M | $107M | $17M | $394K | 1.00% | 10.30% | 2.65% | 0.02% |
| Q2 2023 | $174M | $151M | $100M | $17M | $435K | 1.07% | 10.85% | 2.72% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.