Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $508M | $458M | $293M | $44M | $2M | 1.38% | 15.58% | 3.15% | 0.00% |
| Q4 2025 | $474M | $424M | $284M | $43M | $2M | 1.38% | 15.37% | 3.13% | 0.00% |
| Q3 2025 | $450M | $402M | $277M | $43M | $2M | 1.36% | 15.21% | 3.10% | 0.00% |
| Q2 2025 | $433M | $390M | $269M | $39M | $1M | 1.31% | 15.06% | 3.05% | 0.00% |
| Q1 2025 | $441M | $399M | $260M | $38M | $1M | 1.24% | 14.54% | 2.96% | 0.00% |
| Q4 2024 | $416M | $375M | $249M | $35M | $1M | 1.25% | 14.82% | 2.90% | 0.00% |
| Q3 2024 | $427M | $383M | $246M | $39M | $1M | 1.22% | 14.47% | 2.85% | 0.00% |
| Q2 2024 | $429M | $378M | $241M | $34M | $1M | 1.20% | 14.64% | 2.79% | 0.00% |
| Q1 2024 | $418M | $369M | $238M | $34M | $1M | 1.16% | 14.08% | 2.77% | 0.00% |
| Q4 2023 | $401M | $362M | $236M | $34M | $1M | 1.29% | 16.44% | 2.96% | 0.01% |
| Q3 2023 | $397M | $364M | $235M | $28M | $1M | 1.29% | 16.82% | 2.96% | 0.00% |
| Q2 2023 | $383M | $350M | $229M | $30M | $1M | 1.32% | 16.82% | 2.98% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.