Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $753M | $150M | $5M | 1.55% | 12.62% | 4.57% | 2.75% |
| Q4 2025 | $1.2B | $1.0B | $743M | $146M | $6M | 1.77% | 14.82% | 4.72% | 2.44% |
| Q3 2025 | $1.1B | $990M | $732M | $143M | $4M | 1.71% | 14.44% | 4.74% | 1.80% |
| Q2 2025 | $1.2B | $1.0B | $730M | $136M | $5M | 1.78% | 15.31% | 4.66% | 1.66% |
| Q1 2025 | $1.1B | $969M | $723M | $131M | $5M | 1.80% | 15.53% | 4.63% | 1.67% |
| Q4 2024 | $1.1B | $962M | $705M | $125M | $4M | 1.55% | 14.15% | 4.21% | 1.57% |
| Q3 2024 | $1.1B | $950M | $694M | $126M | $5M | 1.57% | 14.46% | 4.14% | 1.53% |
| Q2 2024 | $1.1B | $945M | $686M | $117M | $5M | 1.50% | 14.15% | 4.10% | 1.58% |
| Q1 2024 | $1.1B | $938M | $670M | $112M | $3M | 1.28% | 12.20% | 4.02% | 1.79% |
| Q4 2023 | $1.1B | $936M | $665M | $109M | $4M | 1.42% | 14.36% | 3.98% | 1.74% |
| Q3 2023 | $1.0B | $906M | $651M | $103M | $3M | 1.42% | 14.54% | 3.98% | 1.39% |
| Q2 2023 | $1.0B | $906M | $643M | $102M | $4M | 1.48% | 15.32% | 3.97% | 1.53% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.