Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $280M | $251M | $205M | $29M | $2M | 2.40% | 23.35% | 4.26% | 0.88% |
| Q4 2025 | $274M | $245M | $203M | $28M | $2M | 2.61% | 25.61% | 4.41% | 1.00% |
| Q3 2025 | $279M | $250M | $203M | $27M | $2M | 2.60% | 25.58% | 4.41% | 0.00% |
| Q2 2025 | $258M | $231M | $198M | $27M | $2M | 2.70% | 26.34% | 4.52% | 0.15% |
| Q1 2025 | $250M | $223M | $197M | $26M | $2M | 2.68% | 26.16% | 4.53% | 0.64% |
| Q4 2024 | $245M | $219M | $185M | $25M | $2M | 2.56% | 25.98% | 4.18% | 0.00% |
| Q3 2024 | $241M | $216M | $177M | $24M | $1M | 2.49% | 25.44% | 4.10% | 0.00% |
| Q2 2024 | $230M | $206M | $172M | $23M | $2M | 2.51% | 25.81% | 4.08% | 0.00% |
| Q1 2024 | $234M | $211M | $172M | $22M | $1M | 2.22% | 23.20% | 3.95% | 0.09% |
| Q4 2023 | $230M | $208M | $170M | $22M | $1M | 2.33% | 24.72% | 3.97% | 0.00% |
| Q3 2023 | $223M | $201M | $168M | $21M | $1M | 2.34% | 24.86% | 4.01% | 0.00% |
| Q2 2023 | $219M | $198M | $163M | $21M | $1M | 2.47% | 26.23% | 4.11% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.