Citizens State Bank

Headquartered in Woodville, TX. Part of Grahamjb6 Co. FDIC certificate #12303 · Federal Reserve RSSD 625065.

Total assets

$478M

Deposits

$416M

Q1 2026

Active branches

Closings since Jan 2020

4 openings since Jan 2020

All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →

Net income (quarter)

$955K

Return on assets

0.81%

Return on equity

6.53%

Noncurrent loan rate

0.12%

Deposits by year (Summary of Deposits)

2019

2020

2021

2022

2023

2024

2025

Values in $ billions, June 30 of each year.

Closings by year

2022

2023

2024

Openings by year

2022

2024

2025

Branches by state

Texas 6

Recent closings

Citizens State Bank — Kingwood, TXbank exits city
2313 TIMBER SHADOWS DR · closed August 16, 2024
Citizens State Bank — Montgomery, TXbank exits city
401 COLLEGE STREET, SUITE 250 · closed January 2, 2023
Citizens State Bank — Spurger, TXbank exits cityno other active branch recorded in city
103 FM 92 SOUTH · closed May 20, 2022
Citizens State Bank — Colmesneil, TXbank exits cityno other active branch recorded in city
101 SOUTH WHEELER STREET · closed May 20, 2022

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.citizensbank.net.