Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $190M | $168M | $120M | $21M | $916K | 1.94% | 17.86% | 4.25% | 0.96% |
| Q4 2025 | $187M | $165M | $121M | $20M | $920K | 1.88% | 18.75% | 4.14% | 0.90% |
| Q3 2025 | $187M | $167M | $121M | $20M | $876K | 1.85% | 18.78% | 4.11% | 0.87% |
| Q2 2025 | $187M | $167M | $124M | $19M | $823K | 1.83% | 19.16% | 4.07% | 0.82% |
| Q1 2025 | $189M | $170M | $123M | $18M | $887K | 1.91% | 20.40% | 3.96% | 1.02% |
| Q4 2024 | $183M | $165M | $121M | $17M | $920K | 1.85% | 21.27% | 3.83% | 1.10% |
| Q3 2024 | $188M | $169M | $119M | $18M | $894K | 1.80% | 20.95% | 3.79% | 1.15% |
| Q2 2024 | $181M | $165M | $118M | $16M | $780K | 1.74% | 20.86% | 3.81% | 1.23% |
| Q1 2024 | $186M | $170M | $114M | $15M | $807K | 1.77% | 21.58% | 3.75% | 0.42% |
| Q4 2023 | $178M | $162M | $113M | $15M | $816K | 2.00% | 26.22% | 3.91% | 0.77% |
| Q3 2023 | $178M | $163M | $112M | $13M | $878K | 2.06% | 27.42% | 3.97% | 0.35% |
| Q2 2023 | $174M | $159M | $110M | $13M | $820K | 2.10% | 27.82% | 4.04% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.